Modern reliance on electronics has created a significant problem: e-waste. Vast amounts of obsolete products are disposed of in landfills, presenting critical dangers to our environment. Toxic materials released from e-waste contaminate soil, threatening human health and wildlife. Obsolete technol

The traditional physical bank branch is experiencing a noticeable decline in its presence. Driven by the explosion of online and mobile banking, customers are increasingly relying to digital channels for their financial needs. This shift has resulted to a decrease in branch locations, and many insti

Return on total assets (ROTA) is a crucial financial metric measured by investors and analysts to gauge the efficiency of a company in generating profits from its assets. It represents the ratio of net income earned relative to the total assets possessed by the company. A higher ROTA indicates that